Flexible Financing Features Tailored to Your Needs

At 1st New York Capital, we prioritize flexibility and transparency to help your business thrive. Our financing options are designed to adapt to your unique goals, offering unsecured loans, predictable terms, and repayment plans that work for you. Explore the standout features that set us apart and give you the freedom to focus on what matters most—growing your business.

Unsecured Options

Enjoy financing up to $750,000 with no collateral required.

Predictable Terms

Fixed repayment schedules provide consistency and peace of mind.

Flexible Repayment

Access revolving credit with interest-only options and deferred principal.

Unlimited Line of Credit Drafts

Access your funds whenever you need them, with no limits or restrictions on drafts.

Partial Principal Draws & Paydowns

Manage cash flow with tailored draw and paydown options.

Early Payoff With No Penalties

Repay your loan early without incurring additional fees.